What is a BSN?

The BSN (Burgerservicenummer) is your personal citizen service number in the Netherlands. You receive it after registering at the municipality (gemeente) where you live.

This number is essential for almost everything in the Netherlands:

Starting a job
Receiving a salary
Getting health insurance
Visiting a doctor or hospital
Applying for benefits or allowances
Opening a bank account

You cannot work legally or receive a salary without a BSN.

How to Get a BSN

Step 1: Make an appointment with the municipality (gemeente)
Step 2: Bring a valid passport or EU ID
Step 3: Provide your Dutch address or temporary accommodation
Step 4: After registration, you will receive your BSN — often the same day

If you’re staying for less than 4 months, you can register as a non-resident (RNI) at selected municipalities.

Why You Need a Dutch Bank Account

In the Netherlands, employers pay salaries only by bank transfer — usually to a Dutch IBAN.

Other reasons to open a bank account:

Paying rent, subscriptions, and health insurance
Receiving benefits or allowances
Using online banking and mobile apps
Contactless payments (very common in Dutch shops)

How to Open a Bank Account

You can choose between banks like ING, Rabobank, ABN AMRO, or online options like bunq or Revolut.

You’ll need:

A valid ID or passport
BSN number
Proof of address (e.g. rental contract)
In some cases: employment contract

Tip: Some banks have English-speaking services and mobile apps in English.

Final Advice

Do this as soon as possible after arrival. Without a BSN and bank account, you can’t legally work or live normally in the Netherlands. Many problems and delays can be avoided by taking care of these two essentials first.